Business finance from Tanweel

That second branch has been on your mind for two years.

Make it bigger

One file reaches several licensed finance providers.

Apply online in clear steps

A digital finance broker licensed by the Saudi Central Bank

A Saudi café owner in front of his shop; the closed unit next door becomes his second branch
  • One application, multiple options

    Reach participating finance providers through one platform.

  • Solutions that fit your business

    Finance options that match your business needs and growth plans.

  • A clear finance journey

    Apply online and track your application status.

Finance solutions for every stage of your business growth

From day-to-day operations to expansion, find the right finance solution for your business.

  • Working capital

    Support your cash flow and cover operating expenses.

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  • Equipment & fleet

    Equip your business and strengthen its operating capacity.

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  • POS finance

    Meet your business needs in line with its sales.

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  • Contract finance

    Deliver contracts and meet project requirements.

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Requirements for business finance

Eligibility conditions

  • A business registered in Saudi Arabia with a valid commercial registration
  • In operation for at least one year
  • Monthly revenue of SAR 25,000 or more
  • The application is submitted by the business owner or an authorised signatory

Documents needed to complete your application

  • Commercial registration (CR)
  • Latest audited financial statements (companies) and last 4 tax returns (sole establishments)
  • Articles of association (companies)
  • Municipality licence and government certificates
  • VAT and Zakat certificates
  • Bank statement for the last 12 months

No need to attach documents now; our team will ask for them when reviewing your application.

Start your business finance application

Complete your business details and specify your financing needs.

1Business details
2Financing needs
Finance type
SAR
SAR
3Applicant details

Business finance questions

What business owners usually ask before applying.

What is SME financing?

Financing solutions that help small and medium-sized establishments and companies meet their operational needs and grow their business, such as providing liquidity, purchasing assets, and funding expansion.

What types of financing can businesses apply for?

Depending on the available products, financing options may include working capital financing, point-of-sale financing, invoice and supply chain financing, equipment and vehicle financing, as well as project and contract financing.

Can a newly established business obtain financing?

Business age requirements vary between financing providers and products. Some providers may require a minimum operating history and verified revenues before approving an application.

Are there any fees for submitting a business financing application?

The assessment is currently free of charge. However, if the customer is assisted by our Financing Solutions Team, additional service fees may apply. Any applicable fees will be clearly disclosed in advance, in accordance with the Terms and Conditions.

Do the business’s obligations or the owner’s credit history affect approval?

The business’s obligations and credit history are taken into account, and the assessment may also include the credit history of the owner, partners, or guarantors, depending on the financing provider’s requirements.

How long does it take to review a business financing application?

The review time varies depending on the type of financing, the size of the request, and the completeness of the documents. Providing accurate information and complete documents helps speed up the review.

Your business deserves the right financing

Send one request and let providers come to you.

Request business finance

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